Mortgage Originator at Spaceship Mortgage

For this assignment, consider one of the following employment scenarios:

 

  1. Mortgage Originator at Spaceship Mortgage (a national financial firm) – as the originator you are responsible for working with the lender to determine credit worthiness.  You have customers from all over the country applying for mortgages.  You can use this geospatial data to inform your team about potential leads.

 

 

 

Directions:

 

  1. Select one of the three positions listed above.  In addition, you may want to research about that industry and the use of credit (mortgage, municipal debt, auto).

 

  1. Review available references regarding credit and geospatial data:

 

Credit:

  • Chapter 6.5 Corporate Bonds

Berk J., & Demarzo P. (2019). Corporate Finance. [VitalSource Bookshelf]. Retrieved from https://bookshelf.vitalsource.com/#/books/9780134997568/

  • Credit Risk Overview:

https://www.bankrate.com/glossary/c/credit-risk/

 

GIS:

  • What is GIS:

https://www.youtube.com/watch?v=LHDCRjAxpI0

  • GIS & Finance / Risk:

https://carto.com/industries/financial-services/

 

  1. Review the 9 maps with finance, economic, and education data. Examine the data by zooming into the state, county, and even zip code level.  You will choose 3 of the 9 maps that you believe could support business decisions at your selected role.

 

https://livingatlas.arcgis.com/policy/browse/?col=881df7cff4a64264a9dca03c7b40342b,dfe8b9ec4bbe44c5af59a703c17cc9bd,17809d959f594d36a61d80342a2c2bf8,8d47a8ebd86144579098314f9db92cf4,a97f6424904b465bb489fea84b2872b7,28d994af9dcb4c09a4e9ebdb9e6ae9f8,8d58318df89d469aadacf010610d52a8,2547cbfa8a1146e5812d0d9c699cf91f,196df855fd95422e9e5c5d6210209d5a&hs=0&viz=881df7cff4a64264a9dca03c7b40342b&loc=-107.928,34.656,3

 

 

Deliverable: In a Word document, provide a 2-3 page paper that addresses the following:

 

  • Introduction: Provide a brief overview of the employment scenario you selected above (mortgage originator, portfolio manager, or credit analyst). Identify job functions or roles you would expect to have at the company.  Include the opportunity for geospatial data and analytics to support your firm.

 

  • Body/Analysis: Identify each of the 3 maps selected from above. For each map you should include:
  1. Explain the information provided in the map.
  2. Are there any regional trends (i.e. Southwest, Georgia, Northeast, etc.)?
  3. How could this map support credit risk analysis in your business line?
  4. Did you find anything interesting about the data (location specific)?

 

Remember, GIS is a tool you can use to improve decision making at your company.  Make sure to apply the data to the potential decisions being made (lending, investing, etc.).

 

  • Conclusion: Summarize your research and findings regarding the use of GIS and data analytics. Given the data you identified, would you feel more confident making a credit decision?

 

 

Upload the Word document to Blackboard Assignments Week 5 folder. Make sure to cite the sources using APA format.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Rubric:  Evaluation Criteria for Assignment #2

 

Report Elements Exemplary

90-100%

Proficient

80-89%

Developing

60-79%

Emerging

1-59%

Not Complete

0%

 

 

Introduction

30 – 27

Clearly and concisely identifies the employment selection and potential roles.

26 – 24

Clearly defines the employment selection and potential roles.

 

23 – 18

Describes the employment selection and potential roles.

17 – 1

Vaguely describes the employment selection and roles or opportunities.

0

Paper does not provide an introduction.

 

 

Identification, explanation, and analysis of maps and selected role

75 – 68

Clearly and concisely provides three maps that would support the firm on making credit decisions.

67 – 60

Clearly provides two datasets that would support the firm on making credit decisions.

 

59 – 45

Provides two datasets that somewhat supports the firm on making credit decisions.

44 – 1

Provides at least 1 dataset or map that vaguely relates to supporting the firm with credit decisions.

0

The datasets or maps required are not provided.

 

 

Conclusion

 

 

 

30 – 27

Clearly and concisely summarizes the findings related to providing a data-driven credit analysis.

26 – 24

Fairly clearly summarizes the findings related to providing a data-driven credit analysis.

 

23 – 18

Somewhat summarizes the findings related to providing a data-driven credit analysis.

17- 1

Vaguely summarizes the data and purpose of the exercise.

0

No conclusion or summary is provided.

Writing Format & Mechanics 15 – 13

Paper incorporates all criteria in the assignment detail at an exemplary level.  There are no grammar, APA, or spelling errors.

12 – 10

Paper incorporates all criteria in the assignment detail at a proficient level.  There are minimal grammar, APA, or spelling errors.

9 – 7

Paper incorporates most criteria in the assignment detail at a developing level. There are grammar, APA, or spelling errors.

6 – 1

Paper incorporates some criteria in the assignment detail. There are numerous spelling, grammar, or APA errors.

0

Paper is off topic or not sufficiently developed. The paper is difficult to understand with numerous spelling, grammar, or APA errors.

 

Get 20% Discount on This Paper
Pages (550 words)
Approximate price: -

Try it now!

Get 20% Discount on This Paper

We'll send you the first draft for approval by at
Total price:
$0.00

How it works?

Follow these simple steps to get your paper done

Place your order

Fill in the order form and provide all details of your assignment.

Proceed with the payment

Choose the payment system that suits you most.

Receive the final file

Once your paper is ready, we will email it to you.

Our Services

Ace Writing Center has stood as the world’s leading custom essay writing services providers. Once you enter all the details in the order form under the place order button, the rest is up to us.

Essays

Essay Writing Services

At Ace Writing Center, Nowadays, students normally have extremely busy schedules. You will note that some of them have to take on some evening or weekend jobs in order to get some income that can help them to sustain in college or in the university. This can deny them a chance to write all the essays given. Others usually get bombarded with a lot of work by their lecturers. This can still delay such students from working on all their essays. However, some of them usually try to work on all these essays but end up delivering their work late. This can prevent them from graduating since most lecturers are strict on deadlines. If you want to write a business essay, the wise way is to hire an outstanding essay writing service like us, so that you can get the best results. If you are keen, you will note that many companies usually overcharge their customers. Some of them are there only to make money. And in reality, they really don’t care to build a long term commitment with students. You should not choose such companies. You should take your time and choose a reliable company to work with. Ace Writing Center is the ultimate solution for you. We have been offering our writing service for more than 7 years. This is a clear indication that you will get quality essay writing service. We have a wide range of writers who can work on any business essay that you might have. We believe in doing extensive research so that we can provide quality work to all our clients. .

Admissions

Admission and Business Papers

Have you ever had to write an admission essay for college? The majority of students face the same issues when applying to a university or college and many in such situations decide they need professional help to cope with this matter. They get in a situation when the deadline keeps coming closer but lack motivation to start because they are just not sure if their writing skills are strong enough. We have a solution for you! Ace Writing Center is the best admission essay writing service with a large professional team and years of experience in providing high-quality papers to students of all levels and faculties. The mission of our team is to help students make their dreams of entering a good college come true and that’s what we offer!.

Editing

Editing and Proofreading

Sometimes all the words for your paper just flow out of your mind and into your fingers. You type quickly at your keyboard and there they are, your beautiful words right there on the screen. But you have no idea how to polish it up. You may be wishing there was a paper writing service that offered this type of writing service. Look no more! Here at Ace Writing Center, we offer you an editing and proofreading option that you can't find anywhere else..

Coursework

College Essay Writing

In case you are familiar Ace Writing Center, you know the way to distinguish a better company from a cheap one exactly. First of all, poor service website does not have a sufficient support. We think support team is an essential part of success; it has to answer all clients’ questions and be a connecting link between clients and their writers. On our web-service you will get answers about anything you need and your writer will receive all your instructions, assignments and requirements exactly and swiftly. A writing service that we run has got a flexible pricing system that will save you from senseless wastes and many bonus systems that let you sparing money for something important for you.