health insurance in the United States


  • Analyze health insurance in the United States, including two provisions of the Affordable Care Act. Then compare the U.S. healthcare system to one other country’s healthcare system, focusing on access, quality, and efficiency. Provide an example to support your analysis.

Analyze health insurance in the United States, including two provisions of the Affordable Care Act. Then compare the U.S. healthcare system to one other country’s healthcare system, focusing on access, quality, and efficiency. Provide an example to support your analysis.


The United States spends more on healthcare than any other developed nation when adjusted for population size, but gets lower-quality care in return. The Affordable Care Act (ACA) was intended to increase access and affordability while also lowering costs, but it hasn’t been as successful as planned. The government has now decided to overhaul the system further with tax credits and subsidies that will likely increase spending even more. In this post, we’ll discuss how the ACA compares to other countries’ healthcare systems by comparing the United States’ design against Canada’s, which is similar in many ways (though with some important differences).

The Affordable Care Act

The Affordable Care Act (ACA) is a healthcare reform law passed in 2010. The ACA is also known as Obamacare, and its goal was to expand access to healthcare and reduce the costs of healthcare in the United States.

The law created new programs such as Medicaid expansion, premium subsidies for low-income Americans, tax credits that help individuals purchase insurance coverage through an exchange or state marketplaces created by states themselves (as opposed to CMS’s website), requirements for employers with more than 50 full-time employees offering health benefits who fail to offer coverage on their own; these employers must pay penalties if they do not offer affordable health benefits within 90 days after being contacted by state officials about noncompliance issues related to their employees’ lack of employer provided coverage due solely because those employees could afford better coverage elsewhere but chose not go elsewhere due primarily because they were able to save money from having no employer provided insurance at all.”

The United States Healthcare System Compared to Other Countries’ Healthcare Systems

The United States has the highest healthcare costs of any developed nation in the world, with an average annual per capita cost of $10,000. However, this figure is misleading because most Americans don’t receive any coverage through their employers or the government. Many people have chosen to avoid paying taxes by purchasing insurance on their own rather than obtaining it through either of these sources (or else being uninsured). When you combine this lack of insurance coverage with high-quality care and good results overall from medical research studies conducted by physicians around the country, it may seem like we’re getting what we pay for–but how much are we really paying?

The best place to start looking at this issue is with our life expectancy rates compared to other countries around the globe:

Comparative Analysis — U.S.-Canada Healthcare System Comparison

The United States’ healthcare system is more complex than that of Canada. The United States has a mix of private and public insurers, but single-payer systems are rare in the world. In Canada, however, all citizens have access to publicly funded healthcare through Medicare and/or their provincial governments (the latter being responsible for paying doctors). This makes Canada’s nationalized healthcare system more efficient than ours because there is no need for patients to pay out-of-pocket costs for services rendered by physicians or hospitals.

There are some commonalities between these two countries’ systems: both offer universal coverage with no out-of-pocket expenses; both provide access to specialty physicians; both require preauthorization before receiving treatment; but there are also significant differences between them when it comes down

The United States spends more on healthcare than any other developed nation when adjusted for population size, but gets lower-quality care in return.

If you’re wondering why the U.S. spends so much on healthcare, consider the fact that we have the highest rate of obesity and diabetes in the world. These two conditions are associated with a higher risk of heart disease, cancer and stroke–all leading causes of death in America. According to one study published in The Lancet medical journal: “In 2012 alone (the last year for which data is available), nearly one-third of all deaths were due to these diseases.”

Our high levels of healthcare spending are also related to our high death rate: according to an international comparison by researchers at Harvard University and others published in JAMA Internal Medicine Journal earlier this year, “life expectancy has been falling since around 2000 if one compares countries with similar per capita gross domestic product levels.”


In conclusion, the United States spends more on healthcare than any other developed nation when adjusted for population size. However, this does not make up for the poor quality of care received by Americans. As a result of these shortcomings, many people are uninsured or underinsured and unable to get needed medical care when they need it most. The Affordable Care Act is intended to make health insurance more affordable and accessible through subsidies, but its overall impact has been limited at best. It remains unclear whether these reforms will improve access or quality of care in America over time.

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