For this week’s discussion, we are going to find a short article and find the parts of the Toulmin model in the article. So you will post a link and then in your initial post tell use the parts that are present in the model. While they may not have all the parts in the article they must at least have two parts of the first three (Claim, Ground, Warrant). So to be specific you will have a link to the article or internet post and will follow that with all parts of the six-part Toulmin model. The initial post will be due by Wednesday at 11:59 pm.
You will then reply to two people and discuss the application of the model. You will want to give them both positive and negative feedback. Ie tells them what they did correctly and what they need to fix. You would want to be very specific with how to do it better.
Claim: Facebook is bad for ones mental health.
Grounds: A Current Opinion In Psychology study found that envying friends on the Facebook platform can lead to depression.
Warrant: Looking through joyful status updates, light-hearted vacation images, and beautiful family pictures led those participating to compare their lives to friends flaunting on Facebook.
Backing: Social comparisons led individuals to believe their friends had more superior, quality lives. Those feelings of jealousy increased their chances of developing depression.
Qualifiers: None
Rebuttal: Though some may feel that using Facebook will give an opportunity to check in with friends, it will actually draw you into seeing what others are doing that you are not partaking in. The joys of interacting with friends that can be experienced on a strictly message-oriented application are often overshadowed by the fear of missing out induced by posts from others.
Claim: “Putting your money in a high-yield savings account can help you reach your goals quicker.” An HYS is an online banking account for savings and/or checking that helps you achieve more with your money than a regular bank.
Grounds: “Unlike traditional savings accounts, high-yield savings accounts (Links to an external site.) reward you with a higher interest rate and your money grows even faster thanks to compound interest which lets you earn interest on interest.” An HYS account has higher interest rates than your typical bank like Wells Fargo.
Warrant: “The national average APY on savings accounts is just 0.05% (Links to an external site.), according to the Federal Deposit Insurance Corporation (FDIC). Thats over 16 times less than what the highest-yield savings accounts offer.” An HYS account offers more APY than the national average.
Backing: “CNBC Select (Links to an external site.) analyzed and compared dozens of savings accounts (Links to an external site.) offered by online and brick-and-mortar banks, including large credit unions.” CNBC provides their own research on the best-to-use banks for HYS and gives information on each of them.
Qualifiers: None.
Rebuttal: “Online savings accounts, by law, limit the number of times you can access your cash each month.” Not that you should be touching your savings, but should you have to, an online savings account limits how many times you’re allowed to withdraw from your savings. Ally Bank (the one I use) allows you to withdraw from your savings a total of 6 times per month.
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